**Urgent Alert: N.Y. Officials Warn of Rising Cyber Monday Scams**

UPDATE: The New York Department of State and the FBI have issued an urgent warning to holiday shoppers about a surge in Cyber Monday scams. As online shopping peaks, consumers must be extra vigilant against fraudsters exploiting this shopping frenzy.

Authorities report a significant increase in online scams and AI-generated fraud targeting unsuspecting buyers. This alert comes as shoppers rush to take advantage of steep discounts available on Cyber Monday, a term coined in 2005 by the National Retail Federation to promote online shopping after Thanksgiving.

Walter Mosley, New York’s Secretary of State, emphasized the importance of consumer awareness: “An educated consumer is the best defense against scams.” He urged shoppers to be cautious, stating that many could face devastating losses if they fall victim to these schemes. The FBI’s Scott Schoenhardt echoed this sentiment, warning that offers that seem too good to be true likely are.

In 2022, consumers reported over $17 million in losses due to online shopping scams, alongside another $41 million from business impersonation scams. These figures highlight the financial risks associated with online shopping, particularly during the holiday season.

To combat these threats, both the New York Department of State and the FBI have released a comprehensive list of consumer tips. Shoppers are encouraged to:

• Keep accounts up to date
• Use strong, unique passwords
• Verify seller legitimacy
• Be cautious with third-party sellers
• Watch for AI-generated images
• Review return policies carefully
• Confirm website URLs for accuracy

These proactive measures are not just relevant during the holidays but should be applied year-round. Mosley stressed, “Think before you click,” as scams can drain entire bank accounts or compromise sensitive information.

As Cyber Monday approaches, the urgency to protect oneself from fraud is greater than ever. Consumers are reminded that resources are available if they fall victim to scams. The overarching message remains clear: exercise caution, and remember the golden rule of online shopping—if it seems too good to be true, it probably is.

Stay alert and ensure a safe and enjoyable shopping experience this holiday season!