Obamacare Premiums Surge 26% as Enrollment Period Approaches

URGENT UPDATE: New reports confirm that health insurance premiums under Obamacare are set to soar by an alarming 26% on average for the upcoming year, just as open enrollment approaches. The Kaiser Family Foundation has revealed that millions of Americans will face significantly higher costs when purchasing coverage through the ACA Marketplaces.

Starting November 1, 2025, and running through January 15, 2026, open enrollment will allow approximately 24 million Americans to select their health plans. However, the preview of prices posted this week on Healthcare.gov shows that many will struggle with the steep increases.

A striking example comes from a 61-year-old woman in Oregon who shared her experience with the New York Times. In 2025, she paid $439 per month, but the same plan is set to leap to $1,059 next year, with a staggering deductible of $7,100.

Despite the surging costs, Dr. Mehmet Oz, head of the Centers for Medicare & Medicaid Services, attempted to downplay the impact, claiming that some consumers may still find plans for $50 a month. However, these options typically come with exceptionally high deductibles, leaving many questioning their affordability.

During a recent press conference, Oz also raised eyebrows with claims that “half” of Obamacare enrollees hadn’t filed a claim in the past year, suggesting potential issues with the legitimacy of their coverage. He stated, “If I had insurance, why would I never use it?” This statement has sparked confusion and concern among many policyholders.

The dramatic rise in premiums is largely attributed to the pending expiration of federal tax credits that have helped lower costs for consumers. Without congressional action, these credits are set to vanish, and analysts warn that lawmakers are unlikely to negotiate a solution. Tensions between Democrats and Republicans continue to stall discussions, with the government shutdown that began on October 1 exacerbating the issue.

As the clock ticks down to the start of open enrollment, millions of Americans are left anxiously awaiting clarity on their health insurance options. The soaring costs, coupled with uncertainty over federal support, have many questioning how they will afford necessary coverage in the coming year.

This urgent development necessitates immediate attention from Congress as consumers prepare for the enrollment period. With the stakes higher than ever, potential enrollees are urged to stay informed and be ready to act quickly as the situation evolves.

Stay tuned for further updates as this situation develops, and prepare for what could be the most critical open enrollment period yet for Obamacare participants.